Meet Outgo–the future of truck freight factoring

Meet the future of freight factoring–Outgo, a DAT product.

Outgo's factoring is seamlessly integrated in DAT One's load board. Book loads with confidence, ensure a broker is factorable and discover more savings with Smart Factoring.

• Get paid fast – Funding in as little as 15 minutes, with most invoices cleared within 4 hours.
• Non-recourse factoring – You're protected if a broker defaults; no hidden liability.
• No long-term contracts – Try us out for a few invoices. You’re free to cancel within 15 days.
• Rate Match Guarantee – We’ll match or beat your current factoring rate.
• Transparent pricing – No signup fees, no cancellation fees, and no hidden costs.
• Access funds fast: Enjoy factoring rates of 1.0% on Outgo Card purchases.
• No reserves – It’s your money, so avoid surprises.

Why wait? Fill out the form to try Outgo’s modern factoring and see why so many owner-operators and fleets think Outgo is the best truck factoring company.

What our customers are saying

“I rely on Outgo to get my funds fast, and at rates I just couldn’t get anywhere else. The fact that I can access funds within 15 minutes of completing a delivery feels like magic. Outgo is technically my factoring company, but it feels like something else entirely.”

- Vildana Hodzic, H&V Transport

Factor smarter for faster funding and more savings

Onboard brokers, automate document management, and control cash flow all in one place

Check brokers' factorability on demand in DAT One.

Once approved, get industry-leading funding speeds.

Get a 1.0% factoring rate on Outgo Card purchases with Smart Factoring.

Outgo Inc. is a financial technology company, and is not a bank. Banking services provided by TransPecos Banks, SSB, Members FDIC.

¹The Outgo Business Visa Debit Card is issued by TransPecos Banks, SSB, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted.

Outgo Terms and Conditions

Outgo Privacy Policy

Outgo Rate Match Guarantee